This is the link for the best Blog in spanish, a couple travels around the world, and show us interesting tips, and facts of their journeys, making it more easy to understand a little bit about new places to go...go and check it out
Trade unions in the European Union is the organization of workers for a certain enterprise or sector in order to get more rights, benefits, and the capacity to negotiate easily with their employers to achieve common goals such as better working conditions. As the EU varies in a wide range of aspects Unions aren’t the difference, in countries as Finland 71% of the employees are in Unions, Austria 32%, Spain 16% and France 8%, varying the power of each group for every country.But in general they have really great negotiating power in Europe mainly for the sectors or industries that belong to the States, but every time this percentage is decreasing in many countries, Unions are not having the same power as they used to, and people are not seeing the benefits of joining to this type of organizations, and also because nowadays companies tend to be more conscious about the effects of having unions and prefer to establish a good work environment and reward systems, to avoid the creation of Unions.
Trade Unions are not different from their purpose in the EU or Colombia, they are created to pursue more rights and common goals for the employees, but as the trend these organizations faced in Europe they are starting to decrease here as well, many of them stills have great power specially for government enterprises, but in the private sector their presence is every time less active.
image: Trade Union cartoon 10.http://www.cartoonstock.com/newscartoons/cartoonists/mba/lowres/mban126l.jpg
As the banking system consists in the western hemisphere about interests, for the Arab world as consider in the Koran, usury is forbidden, so they need to develop different kind of strategies or products for the Muslims that are not consider usury, but applies the general norms for a successful business as the banking system in the Arab world. For example:
Al mudaraba: The bank puts the capital and the customer the effort to conduct a business or developing a business. Bank and customer, share profits and losses.
Al murabaha: The bank buys the product requested by the client and agrees a price. The product will be sold in another agreed price, the bank earns the difference.
Al musharaka: The bank and the client become partners, provide the same capital and assume the same risk-benefit proportion: one third for the bank, one for the client and the third to repay the loan.
These are means that the banks use as for example the use of credit cards is forbidden for them, you have to take this into consideration when you are gonna make business with Arab people.